Q. Are traffic accident hospitalizations also processed through auto insurance?
Yes, Korean medicine clinic hospitalization is also processed via auto insurance personal injury claims. Hospital fees, herbal medicine, acupuncture, pharmacopuncture, and chuna treatment are all covered by the insurance company, so there is no out-of-pocket cost.
📝 Detailed Answer
It is processed. However, the necessity of admission has to be recognised.
There are cases where the insurer reviews the appropriateness of the admission, so we record clearly in the medical record the grounds on which admission is needed.
Depending on the fault ratio a co-payment can arise, and the scope of recognition is set according to the motor insurance treatment fee criteria.
At registration the insurer and the claim number are needed.
The scheme and criteria can change, so we explain on the current basis when you attend.
Expert Verified
Hyo-seop Kim
Chief Director